Umbrella Policies

Umbrella liability insurance protects you when accidents happen and your existing liability insurance policies are not enough to cover all the damages. For example, if your current liability policy covers you for $1 million and someone is awarded a judgment of $3.5 million, your business umbrella insurance coverage can supplement the limits, depending on the limit purchased and if the claim is a covered situation.

Unfortunately, large jury awards appear to be commonplace in today’s business environment, and let's face it, mistakes or accidents happen. Things such as: you're found liable for a customer’s injury from slipping in your store, the new product you introduced causes customer illness or injury, an employee driving a company or personal vehicle causes an accident and someone is seriously injured, an electrical fire originating from your operation destroys the businesses next door.

Standard business liability coverage will take care of you in most situations, but when serious situations arise, commercial umbrella insurance is an option we suggest.

Why Do I Need Umbrella Insurance?

If you’re a small business owner or start-up, protecting your assets is paramount. An Umbrella policy can offer you extended coverage options, that better safeguards your business from settlement costs that exceed standard coverage limits. It’s a great way to save on extended coverage options while instilling greater peace of mind.

We are available to address any coverage above and how it could relate to your business operations.

Please call us at 214-247-7446 to make sure you are adequately protected.

If you don't see what you're looking for here, contact us at

 214-247-7446 and our team will work with you to create the perfect policy tailored for your business.