Workers Compensation

Workers compensation covers injuries and illnesses that occur in the course of employment. This includes accidents at work, injuries caused by work activities, and illnesses that result from workplace conditions or exposures.

No-Fault System: Workers compensation is generally a no-fault system, meaning that benefits are provided regardless of who was at fault for the injury or illness. This helps ensure that employees receive compensation promptly without having to prove negligence on the part of the employer.

The benefits provided under workers compensation typically include:

• Medical Expenses: Coverage for medical treatment related to the injury or illness.

• Lost Wages: Compensation for a portion of lost wages during the period the employee is unable to work due to the injury or illness.

• Disability Benefits: Payments for permanent or temporary disability caused by the injury or illness, which can be partial or total.

• Vocational Rehabilitation: Services to help injured workers return to suitable employment if they are unable to return to their previous job due to their injury or illness.



Why Do I Need Workers Compensation?

Overall, workers compensation is a crucial safety net for employees, providing financial and medical benefits in the event of a work-related injury or illness, while also protecting employers from costly lawsuits related to workplace injuries.

We are available to address any coverage above and how it could relate to your business operations.

Please call us at 214-247-7446 to make sure you are adequately protected.

If you don't see what you're looking for here, contact us at

 214-247-7446 and our team will work with you to create the perfect policy tailored for your business.